The sub-20,000 smartphone segment is packed with models boasting bright AMOLED displays, 5G connectivity, and all-day batteries. Explore the top picks on Bajaj Finserv and bring home a smartphone on Easy EMIs.
Several mobiles under 20000 in India come with robust batteries and AMOLED displays. These panels are known for displaying rich colours and deep blacks and consuming less power, making them ideal for watching videos, gaming, and all-day use. Phones in this price range are also renowned for their striking designs, strong performance, and impressive cameras.
A few popular mobiles under Rs. 20,000 include the realme P3 Ultra 5G, OPPO K13 5G, and CMF Phone 2 Pro. You can now purchase your favourite model with Bajaj Finserv’s Easy EMI plans and zero down payment schemes (valid on select products). Simply visit any of the 1.5 lakh+ Bajaj Finserv partner stores across 4,000+ cities and buy a new device without paying the entire amount up front.
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Top smartphones under Rs. 20,000
The sub-20,000 smartphone category in 2025 offers more value than ever. Now, it offers premium features once seen only in flagship devices, such as:
- Bright AMOLED displays
- Powerful 5G processors
- AI-driven cameras
- Fast charging support
For those looking to buy a new smartphone, below are five mobiles under Rs. 20,000 that currently top the sales charts and buyer wishlists:
1. OPPO K13 5G
The K13 5G is a mid-range smartphone that runs on ColorOS 15 (based on Android 15), offering smoother performance and enhanced privacy controls. The handset is powered by the Snapdragon 6 Gen 4 processor, delivering fast performance and seamless multitasking for gaming and daily operations. The large 7,000 mAh battery supports 80 W fast charging, making it suitable for heavy use.
| Feature | Details |
| Display | 6.7-inch Full HD+ 120 Hz AMOLED display |
| Processor (Chipset) | Snapdragon 6 Gen 4 octa-core |
| Graphics (GPU) | Adreno 810 |
| RAM | 8GB LPDDR4X RAM |
| Storage | Up to 256GB UFS 3.1 storage |
| Rear cameras | 50MP (main) + 2MP (monochrome) |
| Front camera | 16MP |
| Battery | 7,000 mAh with 80 W SUPERVOOC charging |
| OS | ColorOS 15.0 |
2. realme P3 Ultra 5G
The realme P3 Ultra 5G is a solid mid-range device that runs on the MediaTek Dimensity 8350 Ultra processor, which ensures flagship-level speed and strong gaming performance. It also has an AnTuTu benchmark score of 1.45 million+, indicating the phone delivers top-tier performance for gaming, multitasking, and heavy app use without lag. This model also comes with up to 12GB LPDDR5X RAM and 256GB UFS 3.1 storage, resulting in fast boot-ups and smooth app juggles.
| Feature | Details |
| Display | 6.83-inch FHD+ 1.5K quad curved AMOLED display |
| Processor (Chipset) | MediaTek Dimensity 8350 Ultra |
| Graphics (GPU) | Mali-G615 |
| RAM | Up to 12GB |
| Storage | Up to 256GB |
| Rear cameras | 50MP Sony IMX896 (OIS) + 8MP (ultra-wide) |
| Front camera | 16MP |
| Battery | 6,000 mAh with 80 W fast charging support |
| OS | realme UI 6.0 based on Android 15 |
3. CMF Phone 2 Pro
The CMF Phone 2 Pro is a 5G smartphone from Nothing’s sub-brand, CMF. It is one of the best mobiles under Rs. 20,000, as it runs on Nothing OS 3.2 based on Android 15, offering smooth, streamlined performance. The device features a 6.77-inch AMOLED display with HDR10+ support, delivering richer contrast and life-like colours for an immersive viewing experience.
| Feature | Details |
| Display | 6.77-inch Full HD+ 120 Hz AMOLED display |
| Processor (Chipset) | MediaTek Dimensity 7300 Pro |
| RAM | 8GB |
| Storage | Up to 256GB (expandable up to 2TB) |
| Rear cameras | 50MP (main) + 50MP telephoto (2x optical zoom) + 8MP (ultra-wide) |
| Front camera | 16MP |
| Battery | 5,000 mAh |
| OS | Nothing OS 3.2 powered by Android 15 |
4. Infinix Note 50s 5G+
The Infinix Note 50s 5G+ is yet another excellent mobile under Rs. 20,000. It sports a 6.78-inch curved AMOLED display with a 144 Hz refresh rate and Gorilla Glass 5 protection. The smartphone runs on XOS 15, based on Android 15, and is powered by the MediaTek Dimensity 7300 Ultimate processor. It offers a clean interface with power-efficient performance for gaming and all-day use.
| Feature | Details |
| Display | 6.78-inch Full HD+ 144 Hz 3D curved AMOLED display |
| Processor (Chipset) | MediaTek Dimensity 7300 Ultimate |
| RAM | Up to 8GB (with an additional 8GB Extended RAM) |
| Storage | Up to 256GB |
| Rear cameras | 64MP (main) + 2MP (macro) |
| Front camera | 13MP |
| Battery | 5,500 mAh |
| OS | XOS 15 powered by Android 15 |
5. iQOO Z10R 5G
The iQOO Z10R 5G is a performance-centric 5G mobile under Rs. 20,000. The phone features a 6.77-inch quad-curved AMOLED display with a 120 Hz refresh rate and 1,800 nits peak brightness. As a result, it offers smooth visuals and exceptional clarity, making videos and games look sharp and immersive. This device also comes with AI Erase 2.0 and Circle to Search features for enhanced convenience.
| Feature | Details |
| Display | 6.77-inch Full HD+ 120 Hz quad-curved AMOLED screen |
| Processor (Chipset) | MediaTek Dimensity 7400 |
| RAM | Up to 12GB |
| Storage | Up to 256GB |
| Rear cameras | 50MP Sony IMX882 (OIS) + 2MP bokeh lens |
| Front camera | 32MP |
| Battery | 5,700 mAh |
| OS | Funtouch OS 15 powered by Android 15 |
Top 5 mobiles under Rs. 20,000 – Price list
Each model mentioned above comes with impressive features and specifications. Robust processors, powerful imaging systems, and eye-catching designs ensure that they cater to the varied demands of smartphone users. Their pricing, however, depends on the RAM + ROM combination, with base models costing around Rs. 20,000.
| Model | Price* |
| OPPO K13 5G (8GB RAM + 128GB ROM) | Rs. 17,999 |
| realme P3 Ultra 5G (8GB RAM + 128GB ROM) | Rs. 21,999 |
| CMF Phone 2 Pro (8GB RAM + 128GB ROM) | Rs. 17,999 |
| Infinix Note 50s 5G+ (8GB RAM + 128GB ROM) | Rs. 16,999 |
| iQOO Z10R 5G (8GB RAM + 128GB ROM) | Rs. 19,499 |
*Disclaimer: Prices may vary based on offers. Please visit Bajaj Finserv partner stores for the latest pricing and availability.
How to buy smartphones on Easy EMIs from Bajaj Finserv
Now, you don’t have to pay the full amount up front to get your favourite smartphone. You can buy your preferred mobile under Rs. 20,000 on Easy EMIs by visiting your nearest Bajaj Finserv partner store. The process is simple and allows you to spread the payment over several months.
Here’s how you can purchase a handset on Easy EMIs:
- Visit a Bajaj Finserv partner store near you.
- Choose the smartphone you want to buy.
- Check your EMI eligibility at the store counter.
- Enquire about applicable offers and discounts.
- Select the repayment period based on your convenience.
- Take your new phone home.
At Bajaj Finerv partner stores, you can choose from a wide range of brands and models. Additionally, you can enjoy quick approvals, flexible repayment plans, and exclusive offers, such as zero down payment on select models.
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